Serenity Home Transformations, LLC

Brian O'Geary

Navigating Insurance Claims After a Storm: What Homeowners Need to Know About Siding, Roofing & Window Repairs

When a storm hits—whether it’s hail, a tornado, or a flash flood—it can leave more than just a mess in your yard. It can cause serious damage to your home’s roof, siding, and windows. The good news? Your homeowner’s insurance likely covers these damages. The not-so-good news? Navigating the claims process can be frustrating and confusing if you’re not prepared.

At Serenity Home Transformations, we’ve worked with hundreds of homeowners across Iowa after major storms. Here’s what you need to know to get your home back to pre-storm condition—without the headache.

🌀 Step 1: Assess the Damage Quickly

After a storm, safety comes first. Once it’s safe, walk around your home and visually check fo

Missing or damaged shingles
Dented or cracked siding
Broken or leaking windows
Downed gutters or fascia
Water intrusion or staining inside your home

Download you free storm damage checklist here

Take photos and videos of the damage—the more documentation, the better for your claim.

📞 Step 2: Contact Your Insurance Company

Don’t wait. Most policies require you to report storm damage promptly. Call your insurance provider and initiate a claim. They’ll schedule an inspection with an adjuster to evaluate the damage.

TIP:

You are allowed to have a contractor present during the inspection. Having Serenity Home Transformations there ensures nothing is missed and you’re fully represented.

🛠 Step 3: Schedule a Professional Inspection

Even if you don’t see obvious damage, hidden issues could compromise your home’s integrity. At Serenity, we offer:

Free storm damage inspections
Drone footage and detailed reports
Photos of roof, siding, and window damage for your claim

We know exactly what adjusters need to see and can speak their language to help justify a full repair or replacement—not just a patch job.

📝 Step 4: Compare the Insurance Estimate

After the adjuster visit, you’ll get a report with the scope of work and approved funds. We’ll review it with you to make sure it covers everything needed to restore your home properly.

If something is missing or undervalued, we help you file for a supplement—an additional request for coverage based on documented needs.

🏗 Step 5: Choose a Trusted Contractor (Hint: That’s Us)

Insurance covers the cost to restore your home—not necessarily to upgrade. But that doesn’t mean you’re stuck with the bare minimum. At Serenity Home Transformations, we help you choose materials that match your style, improve energy efficiency, and stay within your budget.

While we can work with any manufacturer your insurance approves, here are some of the trusted products we often recommend:

Titan XT® shingles – engineered to handle Iowa’s toughest weather
Impact-resistant vinyl siding from Alside® – known for durability and curb appeal
Joyce® energy-efficient windows – reduce drafts, lower utility bills, and increase comfort

Whether you already have a preferred brand or need guidance on what's covered, we’ll get the job done right—and handle every bit of the insurance paperwork along the way.

✅ Final Step: We Handle the Stress So You Don’t Have To

We coordinate:

Permits
Production schedules
Communication with your insurance
Clean-up and final inspection

When the dust settles, you’re left with a home that’s better protected—and possibly even more beautiful than before.

Need Help After a Storm?

Let Serenity Home Transformations take the hassle off your shoulders. We’re local, licensed, and experienced with Iowa weather—and we work with all major insurance companies.

📞 Call us at 319-826-4371

📍 Serving Cedar Rapids, Dubuque, and surrounding areas

🌐 Visit Our Storm Damage Help Page

💡 Pro Tip:

Even if your neighbors are getting new roofs or siding and you’re not sure you have damage—it costs you nothing to have us inspect and confirm. You could be missing out on thousands in repairs covered by your insurance.

Here to Serve. That’s not just a slogan—it’s how we do business.

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