Storm Damage? We Work With Your Insurance So You Don’t Have To

Roofing, Siding & Window Restoration After Hail, Tornado, Fire or Flood Damage in Iowa
📞
Call Now for a Free Inspection
(319) 826-4371


🛠 Step 1: Document the Damage

Safely walk around your property and take photos or videos of:


Learn more

📞 Step 2: Call Your Insurance Company

File your claim right away. Your insurance company will schedule an adjuster to inspect your home. You have the right to have your contractor present during that visit—and we highly recommend it.

Learn more

🧰 Step 3: Schedule a Free Inspection With Us

Even if the damage isn’t obvious, you may still qualify for repairs or a full replacement. We provide:

  • A free, no-obligation inspection
  • Detailed storm damage reports
  • Photos and documentation for your claim


Learn more

📋 Step 4: We Review Your Insurance Estimate

We’ll go over your insurance report line-by-line to ensure it covers everything you need. If anything is missing, we’ll help request a supplement—so you’re not left paying out of pocket.

Learn more

🏗️ Step 5: We Get to Work Restoring Your Home

Once your claim is approved, our team steps in to bring your home back—better and stronger than before.

We work with all major manufacturers and offer a wide range of trusted products, including:

Already have a specific brand in mind? No problem—we can work with your insurance-approved materials or help you choose the best fit for your home and budget.

  • All work is completed by our licensed, local crews—craftsmen who treat your home like it’s their own, with care, attention to detail, and clean-up that leaves your yard better than we found it.


Learn more

Why Choose Serenity Home Transformations?

  • 🏠 Local & trusted in Cedar Rapids, Dubuque & beyond
  • 🔨 Decades of combined storm restoration experience
  • 📞 We speak insurance so you don’t have to
  • 💬 One-on-one communication with a project manager
  • 📋 Permits, cleanup, and coordination? We handle it all
“Here to Serve” isn’t just a slogan—it’s how we show up for Iowa families after every storm.


Learn more

Let’s Get Your Home Back to Pre-Storm Condition—Fast.

Don’t wait—time matters with insurance claims.

📞 Call Serenity Today: (319) 826-4371
Or
Click Here to Request Your Free Inspection

Learn more

Storm Damage Insurance FAQs

Does homeowners insurance cover storm damage to siding or roofing?

Yes, most standard homeowners insurance policies cover sudden and accidental storm damage — including wind, hail, and falling debris. That often includes siding, roofing, windows, and gutters, depending on your policy and deductible.

Can I choose my own contractor, or do I have to use the one my insurance recommends?

You are not required to use the contractor your insurance company suggests. You have the legal right to choose your own licensed contractor — one you trust to do the job right.

Will insurance pay to upgrade my materials?

Insurance covers restoring your home to its previous condition, not necessarily upgrades. However, you can choose to pay the difference if you want higher-end materials like insulated siding or architectural shingles. We’ll help you compare options.

How do I know if I have enough damage to file a claim?

If you suspect storm damage, schedule a free inspection with us. We’ll document the damage and help you determine whether it meets insurance claim thresholds — without risking a denied claim due to premature filing.

What if my insurance company only approved part of the damage?

Partial approvals are common, but they’re not always final. We can help submit a supplement with photos, scope notes, and additional evidence to get the full damage covered.

How does the deductible work?

You’ll be responsible for paying your insurance deductible, just like with a car accident. We’ll review the full estimate with you so you understand what’s covered and what’s not — no surprises.

Can you help me work with my insurance adjuster?

Absolutely. We’re experienced in working directly with adjusters to ensure all damages are accurately included and you get the compensation you’re entitled to.

What if I already had damage before the storm?

Insurance typically only covers new storm-related damage. However, during our inspection, we’ll help you distinguish between pre-existing issues and recent storm impact, and advise what’s covered.

How long do I have to file a claim after a storm?

In Iowa, you generally have up to one year to file a claim, but this can vary by policy. It’s best to act quickly — the sooner you document the damage, the better.